Our Team

Richard D. Mercado
Financial Advisor

Phone: 410-902-0000
Fax: 410-902-0558
E-mail: rmercado@merc-capital.com

Richard D. Mercado is Founder of MERC Capital.  He is a Financial Advisor with Summit Financial Networks in Laytonsville, Maryland. He has guided and managed the financial affairs of local families and small business owners for over 20 years. He is a native of the Washington, DC/Baltimore area, a graduate of Towson State University in Finance and Economics.

His experience as Vice President at Morgan Stanley and Raymond James has given him the experience in areas of wealth management, retirement and estate planning. Richard holds a Series 7, 62, 63 and 65.

Experienced at explaining the complexities of financial strategies in ways that are both meaningful and easy to understand, Richard takes pride in designing creative solutions for each client's individual financial situation. Client portfolios are monitored through a disciplined and coordinated review processes that commensurate with the levels of risk defined by each client's investment objectives.

Jayson Magro
Senior Client Service Manager

Phone: 410-902-0000
Fax: 410-902-0558
E-mail: jmagro@merc-capital.com

Jayson is responsible for all aspects of client service by processing transaction requests, as well as assisting Richard with retirement analysis, projections and monitoring investment suitability on client accounts.

He graduated from the University of Maryland, Robert H. Smith School of Business with a degree in finance.  Prior to joining MERC Capital Management, he worked for Morgan Stanley for three years where he was a member of the firm's Service Advisory Council by displaying a dedication to providing exceptional service to clients. Prior to that, he worked at Raymond James for over five years.

Jayson speaks Spanish fluently.


Jayson Magro is not registered with Summit Financial Networks.

June Nicolay
Office Manager

Phone: 410-902-0000
Fax: 410-902-0558
E-mail: jnicolay@merc-capital.com

June joined MERC Capital in 2009 after being in the financial services field for two years. In the role of Office Manager, she handles all compliance related items and is responsible for the day-to-day operations and administration of the office, including scheduling meetings and preparing reports for client reviews.  While assisting our clients with timely feedback, as well as being the initial contact for our clients, she is also responsible for maintaining the website, marketing implementations, accounts payable, accounts receivable, as well as assisting in client service.

June resides in Eldersburg with her husband.

June Nicolay is not registered with Summit Financial Networks.


 Wilson P. McManus Attorney

Phone: 443-470-3599

Wilson is a Principal Attorney with Stouffer Legal located in Towson, Maryland. He graduated from the University of Baltimore School of Law and was admitted to the practice of law in Maryland in 1986. He concentrates his practice on Estate Planning and Elder Law issues. He belongs to the National Academy of Elder Law Attorneys and the Trusts and Estates Section, the Taxation Section and the Elder Law Section of the Maryland State Bar Association.

Wilson's goal is to help his clients structure their estate plans to keep control of their affairs during their lifetimes while minimizing taxes and administration expenses and assuring orderly and efficient passage of their wealth upon death. 

Wilson has been working cooperatively with The Provenza Group predecessor in interest to MERC Capital since 1998.

Legal services offered thru Wilson P. McManus and Stouffer Legal who are not affiliated with Summit Financial Networks.